
- Your mortgage payment may be higher than the number your lender first quotes
- They can add a few hundred dollars a month, and they vary a lot by state, county, and even neighborhood
- Lenders usually roll it into your monthly payment through escrow, so it’s easy to overlook
HOOK
Buying a home? Your mortgage payment may be higher than the number your lender first quotes. [Split screen: advertised payment vs. real monthly payment breakdown]
→ 50KSweeps - $50k Rent & Mortgage - CPA (US) — free, takes about 60 seconds.
KEY POINT 1
The first surprise is property taxes. They can add a few hundred dollars a month, and they vary a lot by state, county, and even neighborhood. [Map animation highlighting different tax rates]
KEY POINT 2
→ See what you could be approved for — free, takes about 60 seconds.
Second, homeowners insurance. Lenders usually roll it into your monthly payment through escrow, so it’s easy to overlook. And if your home is in a flood or wildfire zone, that cost can be much higher. [Home exterior with insurance paperwork and hazard icons]
